Fiomega Payments
Local & international payment gateway · With AI

Charging was never
so agile and intelligent

Fiomega Payments is a payment gateway platform that centralizes multi-country connections and local and international methods in a single integration.

With connected Artificial Intelligence to manage collections, recover payments and close conversational sales. Integrate fast. Charge immediately.

💳Global cards🏦Local methods🌍Multi-country🤖Collections AIAgile integration🔒PCI DSS
BENEFITS

Why choose Fiomega Payments

A gateway designed so your company can charge fast, securely and in any country, with AI that works for your collections.

Agile integration

Connect your payment platform in record time. Clear APIs, ready documentation and expert support that accompanies you through the entire process.

Charge immediately

Process payments from day one. No dead time or endless configurations. Your customers can pay from the first minute.

Multi-country connection

A single integration to charge across Latin America and the world. Local currencies, regional payment methods and international settlement.

AI for sales and collections

Connect Artificial Intelligence that manages collections, recovers pending payments and converses with your customers to close sales.

Bank-grade security

End-to-end encryption, PCI DSS compliance and AI-powered fraud prevention. Every transaction protected with banking standards.

Total visibility

Unified panel with all your transactions, reconciliations and real-time reports. Make decisions with data, not assumptions.

COVERAGE

Local per your country or global like Stripe

Fiomega Payments adapts to your operation: charge with the local methods of the country you're in, or process globally with international cards. One platform, both approaches.

Local

Payment methods native to each country: local transfers, digital wallets and regional banking networks. We operate with your market's payment infrastructure.

VisaMastercard

Global

International processing with Visa, Mastercard and American Express cards, like Stripe. Worldwide collection from a single integration, with multi-currency settlement.

VisaMastercardAmexDiscoverDinersApple PayGoogle Pay

Both approaches in a single integration. If your business operates in one country, use local methods. If you sell internationally, activate global processing. The same gateway, the same API, without reconfiguring your system.

AI FOR COLLECTIONS

Artificial Intelligence that charges for you

Connect AI to your gateway to automate collections, recover payments and close conversational sales without human intervention.

AI collections agent

AI that converses with customers via WhatsApp to manage payments, send smart reminders and recover overdue invoices without human intervention.

AI-powered sales closing

The AI handles purchase interests, generates the order, processes the payment in the same conversation and confirms the transaction instantly.

Smart recovery

Detection of failed payments with automatic retries at the optimal time. The AI learns when your customer is most likely to pay.

Predictive analysis

Default risk prediction, customer segmentation by behavior and offer recommendations based on payment history.

Automatic invoicing

Automatic generation and sending of receipts, invoices and vouchers after each transaction, integrated with your accounting.

Subscription management

Recurring charges with smart retries, signup and cancellation management, and proactive communication with subscribers before charging.

METHODOLOGY

How we integrate your gateway

A structured 6-phase process that leaves your gateway operational, with AI connected and charging from day one.

01

Collections diagnosis

We analyze your sales flows, current payment methods and integration needs. We define the optimal architecture for your business.

02

Gateway integration

We connect Fiomega Payments to your site, app or system via clear APIs. We configure local and international payment methods.

03

AI connection

We link AI agents for collections management, payment recovery and conversational sales closing via WhatsApp and other channels.

04

Testing and certification

We validate transactions, reconciliations and security. We certify PCI DSS compliance and fraud prevention protocols.

05

Launch

We activate the gateway in production. Your customers can pay immediately with all configured methods.

06

Continuous optimization

We monitor conversion, fraud and recovery. The AI learns from every transaction and improves results with use.

USE CASES

For every type of business

Companies that centralized their collections and automated payment management with AI.

🛒

Digital commerce

Online stores that charge with cards, transfers and local methods across multiple countries from a single integration.

+30% conversion by offering local payment methods
🔄

Subscriptions & SaaS

Recurring charges with smart retries and automatic management of signups, cancellations and renewals.

-45% churn from failed payments
📋

Services & billing

Companies that send invoices and collect via WhatsApp with AI that manages reminders and recoveries.

+60% recovery of overdue invoices
🏪

Marketplaces

Platforms that split payments between sellers, commissions and automatic multi-country settlements.

Automatic reconciliation without manual work
FREQUENTLY ASKED QUESTIONS

We answer your questions

Ready to charge with intelligence?

Talk to a Fiomega specialist and receive a personalized proposal to integrate your multi-country payment gateway with AI.